What is the most that you have in student loan debt?
Are we means to have your payments? we am only extraordinary what everybody else is doing. So far, we have about $20,000.00 in tyro loan debt for 4 years of propagandize (I have the bachelors in psychology now). we am starting upon to connoisseur propagandize as well as tyro loans have been starting to have to cover all those costs too, together with me removing the used automobile for the couple of grand. Is everybody else spending all this tyro loan income too?
Uhm, $45,000 or so, here…
I have close to $50,000!!!! I graduated with a BS in Nursing. Student loans helped me out with the thousands of dollars that I had to use for books, etc. Now I am looking for a way to cut these loans. I get stressed out thinking of the YEARS that I have to pay for these loans, but my dad said something that really helped. He said, “Don’t worry about these loans. Everyone’s got some kind of a debt. You had to take out loans but it was to help you Give you a Future…to become a nurse. That’s something no one can take away from you!” God bless!
when i was deep in debt i used this page to compare different options available to me. worked like a charm!
I had about $12,000 in loan deb and my wife had about $5,000. If I would have made the interest payments during the forebearance period, I probably would have been able to make the scheduled payments when they came due. But, i was young and stupid at the time and then all the interest compounded and soo I ended up with far more debt than I could handle. One thing I learned is that the student loan company (mine was AES/PHEAA) are more than willing to help anyone out, but only for a certain amount of time. Eventually they are going to want their money back. To make a long story short, my wife and I had to declare bankruptcy in order to be able to pay this stuff back. Now that they are being paid, there’s no problem with them. the best advice I cna give is to pay the interest when you get the notices and pay them off as soon as you can. If you are having trouble, call them and they will do everything they can to help you out.
My husband has around $66,000 in just federal loan debt. With alternative loans he is up around $100,000. (He went to pharmacy school which is really expensive.) His montly payments for both are only $1,000. The lenders make payment arrangements with you if you can’t pay the set amounts but they are usually incredibly reasonable amounts that are set up.
By the way, you aren’t required to make payments if you’re in grad school at least part time. You can request an in school deferrment and defer your payments until you leave grad school.